The Financial Conduct Authority (FCA) has launched a major consultation on car finance compensation that could see millions of UK drivers refunded for mis-sold loans dating back to 2007. The proposed redress scheme, expected to begin in early 2026, would cover around 14 million car finance agreements and deliver average payouts of about £700 each. The FCA’s plan targets unfair commission arrangements that caused many borrowers to overpay and promises a free, straightforward process with no need for claims management firms. In this blog, we explore who may qualify, what the scheme covers, and how to prepare before the window for redress opens.

Is earning £100,000 a year worth it if it costs you your time, energy, and peace of mind? This blog explores the trade-off between income, work-life balance, and wellbeing — and why more professionals are rethinking what “success” really means. Drawing on research from behavioural economics and real-world examples from the UK tax system, it examines how salary thresholds, flexible work, and relocation choices can all shape the true value of your time. Whether you’re chasing a six-figure salary or seeking a better balance, this piece helps you reflect on what wealth really means — and how to find your own point of equilibrium between money and life.

The PRA is proposing to cut 37 bank reporting templates in 2025 as part of its Future Banking Data programme. The reforms target FINREP, COREP, and PRA109 requirements, aiming to simplify rules and reduce costs for UK banks while maintaining supervisory standards.

The Fed’s September Cut: A Small Move with Big Implications

On 17 September 2025, the U.S. Federal Reserve delivered its first interest rate cut in nearly a year, trimming the federal funds rate by 25 basis points. While modest, this move signals a clear shift in policy. The Fed is no longer focused solely on taming inflation but is also responding to slower growth, a cooling labour market, and rising global risks. What may look like a small adjustment could have far-reaching consequences for households, businesses, and financial markets around the world.

Straight and Narrow: Why SONIA’s Shift Towards Bank Rate Matters

Capital is more than a regulatory requirement. It is the backbone of financial strength, resilience, and sustainable growth in banking. In this blog, we explore the critical role of capital within treasury functions, how it supports risk management, regulatory compliance, and lending capacity, and why effective capital planning is essential for long-term stability in an evolving financial landscape.

How to Network in a New Industry Without Feeling Awkward

Europe’s Banks Face the Ultimate Test and Pass. What the 2025 EBA Stress Test Tells Us About Financial Resilience

The crucial role of regulators in the banking industry

What is Interest Rate Risk in the Banking Book (IRRBB)?

The Importance of Liquidity Management in Banking

Saving money doesn’t have to mean sacrifice. In this blog, we explore 10 practical ways to boost your savings each month—like tracking spending, cancelling unused subscriptions, using cashback apps, and automating savings. With small, consistent changes, you can take control of your finances and build long-term security without giving up life’s little pleasures.